Auto
Auto Insurance
Full coverage, liability, and everything in between — protection for your car and your wallet with rates that fit Florida drivers.
Get an auto quote
Florida's Local Insurance Partner
Protecting what matters — your family, home & business.
ZAV Agency compares coverage from top-rated carriers to find you the right protection at the right price. Independent and local — domiciled in Florida and licensed across FL, NY, NJ, PA, TX, OH & OK.
Multi-CarrierTop-rated companies
5-Min QuoteFast & no obligation
LocalMiami-based, licensed
Trusted CoverageLicensed Florida agency
Proud to represent top-rated carriers
Progressive
Allstate
GEICO
National General
Kemper
Travelers
Bristol West
United Auto
Embark
Clearcover
Liberty Mutual
Universal
SageSure
TypTap
NFIP
Hagerty
Chubb
Elephant
Our Coverage
Insurance built around your life
One local agency, every policy you need. Compare and bundle to save.
Home
Homeowners Insurance
Guard your biggest investment against Florida's storms, wind, and the unexpected — with coverage tailored to your property.
Get a home quote
Life
Life Insurance
Peace of mind for the people who count on you. Term and whole-life options that protect your family's future.
Get a life quote
Commercial
Commercial Insurance
General liability, commercial auto, and workers' comp — keep your business protected so you can focus on growth.
Apply for business coverage
Why ZAV Agency
A local agency that works for you — not the carrier
As an independent agency, we shop the market so you don't have to.
Independent & Unbiased
We compare multiple top-rated carriers to match you with the best coverage and price — no single-company bias.
Fast, Simple Quotes
Get a personalized quote in minutes online or over the phone. No pressure, no obligation — just clear options.
Right Here in Florida
A Miami-based, licensed team that understands Florida's unique risks — from hurricanes to high-value homes.
How It Works
Coverage in three simple steps
01
Tell us about you
Share a few details online or by phone — what you drive, own, or run. It takes just a couple of minutes.
02
We compare carriers
Our team shops top-rated companies to find the coverage and price that fits your needs and budget.
03
You get protected
Choose your policy with confidence and drive, live, and do business knowing you're covered.
Specialty Lines
Looking for something specific?
Dedicated quote pages for our specialty coverages — built to get you protected fast.
Workers' Compensation
Coverage that protects your employees and satisfies state requirements. Fast quotes for Florida employers.
Get a workers' comp quoteBusiness Insurance
General liability, BOP, commercial auto, and more — complete a quick business application.
Apply for business coverageLife Insurance
Term and whole life to protect your family's future. Request a personalized quote in minutes.
Get a life quote
Where we write: Domiciled in Florida and licensed to serve clients in Florida, New York, New Jersey, Pennsylvania, Texas, Ohio, and Oklahoma — with a special focus on Miami-Dade, Broward, and Palm Beach counties.
Ready to see what you could save?
Get a free, no-obligation quote today. It only takes a few minutes.
Get In Touch
Talk to a real local agent
Have a question or want a personalized quote? Reach out — we're happy to help you find the right coverage.
-
Call or Text954-414-7100
-
ServingMiami & all of Florida
Request Your Free Quote
Fill out the form and we'll get back to you fast. For instant options, use the online quote tool.
Thank you!
Your request has been received. A ZAV agent will reach out shortly. Need it now? Call 954-414-7100.